Roof Replacement in the Quad Cities — Including Storm and Insurance Claims

Northstar Roofing has replaced hundreds of roofs across Davenport, Moline, Rock Island, and Bettendorf, including hundreds of insurance and storm damage claims.

How to Know You Need a Roof Replacement, Not Just a Repair

Most Quad Cities homeowners wait too long. Here’s what we look for during a free inspection:

  • Shingles past 20–25 years old, most 3-tab shingles installed in the late ’90s and early 2000s have already exceeded their service life
  • Granule loss filling your gutters, those black sand-like particles are your UV protection washing away
  • Curling, cupping, or buckling shingles caused by attic ventilation problems and aging
  • Multiple leaks in different areas, patching one spot when the system is failing wastes money
  • Visible decking sag from inside the attic
  • Storm damage from QC’s last hail event or derecho, even if it looks minor from the ground, adjusters often total roofs over 10 years old after a hail strike

If two or more of these apply to your roof, a replacement is almost always more cost-effective than ongoing roof repairs.

image of roofing contractor repairing a roof near Moline, IL
image of a new roof installed on a home in Moline, IL

Storm Damage Roof Replacement & Insurance Claims in the Quad Cities

The Quad Cities gets hit. The August 2020 derecho, repeated hail events, and high-wind storms have made insurance claims a routine part of roofing here. We’ve handled hundreds of claims with State Farm, American Family, Allstate, Farmers, Auto-Owners, Pekin Insurance, and most major carriers.

Here’s how our claim process works:

  1. Free Damage Inspection: We document every hit, lift, and break with photos and measurements. You get the report.
  2. Adjuster Meeting: We meet your insurance adjuster on-site. This is critical, claims handled without a roofer present often get underpaid or denied.
  3. Supplement Filing: If the adjuster misses damage or under-scopes the job, we file supplements with proper documentation to get your claim properly funded.
  4. Replacement: Once approved, we replace your roof to code, with upgraded materials where your policy allows.
  5. Final Documentation: Complete paperwork for your insurance file and any future property sale disclosure.

Roof Replacement Materials We Use

Architectural Asphalt Shingles

Our most common replacement. GAF Timberline HDZ and Owens Corning Duration are the workhorses of QC roof replacement — 130 mph wind rating, 50-year warranty when installed by a certified contractor like us.

Impact-Resistant (Class 4) Shingles

After a hail claim, upgrading to Class 4 impact-rated shingles is often the smartest move. Many Illinois and Iowa insurance carriers offer 10–30% premium discounts for Class 4 roofs. We’ll help you check eligibility with your carrier.

Metal Roof Replacement

If you’re tired of replacing your roof every 20–25 years, a standing seam metal replacement is a one-and-done solution. Excellent for QC homes with complex rooflines or homeowners planning to stay long-term.

Commercial Roof Replacement

TPO, EPDM, modified bitumen, and built-up systems for commercial buildings across the QC. We coordinate with property managers to minimize tenant disruption.

What to Expect During Your Roof Replacement

Day 1: Inspection & Estimate

Free, on-site, with photos and a written quote within 24 hours.

Day 2–14: Material Selection & Scheduling

Pick your shingle color (we bring physical samples to your home), sign the contract, and we order materials. Permit pulled by us.

Replacement Day(s):

  • Crew arrives at 7 AM with tarps and yard protection
  • Complete tear-off down to the deck
  • Deck inspection — we replace any rotted or damaged plywood at our published per-sheet rate (most contractors hide this charge)
  • New ice and water shield, synthetic underlayment, drip edge, and shingles installed
  • Magnetic nail sweep across your entire property
  • Final walk-through with the lead installer

After Completion:

Manufacturer warranty registered. Final invoice. Lifetime workmanship warranty paperwork delivered.

Roof Replacement Near Me Quad Cities

Northstar Roofing replaces roofs across:

Iowa: Davenport, Bettendorf, LeClaire, Eldridge, Pleasant Valley, Walcott, Blue Grass, Riverdale, Panorama Park, Park View

Illinois: Moline, Rock Island, East Moline, Silvis, Milan, Coal Valley, Carbon Cliff, Hampton, Port Byron, Geneseo

Quad Cities Roof Replacement FAQs

How much does a roof replacement cost in the Quad Cities?

Typical roof replacement costs in the Quad Cities range from $8,500 to $15,000 for asphalt shingles on an average 2,000 sq ft home. Premium materials, steep pitches, and multi-story homes can push costs higher. Insurance claims often cover most or all of the cost when storm damage is documented.

If your roof has hail damage, wind damage, or storm damage that meets your policy’s threshold, insurance will typically cover the replacement minus your deductible. We document damage and meet with your adjuster on-site to give your claim the best possible outcome.

Most QC home roof replacements are completed in 1–2 days. Larger or steeper homes can take 3 days. We finish what we start — no leaving your home exposed overnight.

Yes. We offer flexible payment plans so you can replace a failing roof without waiting. 

Approval is typically same-day.

A properly installed architectural asphalt shingle roof lasts 25–30 years in the QC climate. Metal roofs last 50+ years. Proper attic ventilation is the single biggest factor in how long your replacement will last.

Call us for a free inspection before calling your insurance company. We’ll tell you honestly whether you have a claim worth filing. Filing a claim that gets denied can still affect your premiums — it’s worth knowing what you have first.

We’re local. Northstar Roofing has been at 3325 Avenue of the Cities in Moline for years, family-owned and operated, with bilingual English/Spanish crews. We’ll be here for your warranty.

Schedule Your Free Roof Replacement Inspection

We’ll walk your roof, document what we see, and tell you the truth, even if that means you don’t need a replacement yet. If you do, you’ll get an honest quote, an honest timeline, and a roof installed by a crew that’s been doing this in the Quad Cities for three decades.